Lending / Underwriting
HiTide Capital needed a modern underwriting platform to manage their lending pipeline. I built the borrower-facing validation and contract flow using Next.js and TypeScript, with DocuSign integration for e-signatures.
The backend uses a PostgreSQL database designed with Prisma ORM to track applicant data, underwriting decisions, and loan status through the full lifecycle — from application to funding.
The existing process was manual and fragmented — borrower documents were collected via email, contracts were signed offline, and loan tracking lived in spreadsheets. The goal was to digitize the entire flow into a single platform that could scale with the business.
Multi-step borrower intake with identity verification, document upload, and eligibility checks before entering the underwriting pipeline.
DocuSign integration for seamless e-signature workflows. Contracts are generated, sent, and tracked without leaving the platform.
PostgreSQL schema designed to track the full loan lifecycle — applications, underwriting decisions, and funding status with Prisma ORM.